Financial Calculators

Mortgage Calculator

Calculate your monthly mortgage payment, total interest, and full amortization schedule.

Loan Calculator

Find your monthly payment and total cost for any personal, auto, or business loan.

Compound Interest Calculator

See how your money grows over time with compound interest. Compare annual, monthly, and daily compounding.

Auto Loan Calculator

Calculate your monthly car payment based on price, down payment, interest rate, and loan term.

Savings Calculator

Project how much you'll save with regular contributions over time.

Retirement Calculator

Estimate how much you'll have at retirement and whether you're on track to meet your goals.

Investment Calculator

Calculate the future value of an investment with regular contributions and expected return rate.

Inflation Calculator

Find out how inflation affects purchasing power and what today's money will be worth in the future.

Tip Calculator

Calculate the tip amount, total bill, and split the check among any number of people.

Salary Calculator

Convert between hourly, daily, weekly, monthly, and annual salary. Factor in hours per week and weeks per year.

Income Tax Calculator

Estimate your federal income tax based on filing status, income, and deductions.

Budget Calculator

Build a monthly budget by entering your income and expenses to see where your money goes.

Debt Payoff Calculator

Find out how long it will take to pay off your debt and how much interest you'll pay.

Credit Card Payoff Calculator

See how long it takes to pay off a credit card balance with minimum or fixed payments.

Percent Off Calculator

Quickly find the sale price after a percentage discount and how much you're saving.

Markup Calculator

Calculate the selling price, markup percentage, and gross profit margin for any product.

Home Affordability Calculator

Estimate how much house you can afford based on your income, debts, and down payment.

Refinance Calculator

Calculate your potential savings from refinancing a mortgage or loan.

Rent vs. Buy Calculator

Compare the true cost of renting versus buying a home over time.

Paycheck Calculator

Estimate your take-home pay after federal and state taxes and other deductions.

Emergency Fund Calculator

Find out how large your emergency fund should be and how long it will take to build it.

Car Lease vs. Buy Calculator

Compare the total cost of leasing versus buying a car over the same period.

Net Worth Calculator

Calculate your net worth by subtracting your total liabilities from your total assets.

Simple Interest Calculator

Calculate simple interest, principal, rate, or time for any loan or investment.

APR Calculator

Calculate the Annual Percentage Rate (APR) of a loan including all fees and costs.

Amortization Calculator

Generate a full loan amortization schedule showing every payment, interest paid, and remaining balance.

Sales Tax Calculator

Calculate the sales tax amount and total price for any purchase. Includes all 50 US state tax rates.

ROI Calculator

Calculate return on investment (ROI), annualized ROI, and the net gain or loss on any investment.

Student Loan Calculator

Calculate monthly payments, total interest, and payoff timeline for student loans. Includes grace period interest capitalization.

CD Calculator

Calculate certificate of deposit earnings with daily, monthly, or annual compounding. Shows APY and year-by-year balance growth.

401k Calculator

Project your 401k balance at retirement including employer match, investment growth, and inflation-adjusted value.

Roth IRA Calculator

Calculate tax-free Roth IRA growth at retirement. See how annual contributions compound over time with no taxes on gains.

IRA Calculator

Compare Traditional vs Roth IRA after-tax retirement value. Calculate how tax-deferred growth compounds over decades.

Annuity Calculator

Calculate annuity payouts or future value. Find how much monthly income a lump sum generates or how much you'll accumulate.

RMD Calculator

Calculate your Required Minimum Distribution from IRA or 401k accounts using the IRS Uniform Lifetime Table.

Pension Calculator

Calculate your defined benefit pension using years of service, final salary, and benefit multiplier.

Social Security Calculator

Estimate your Social Security benefit at ages 62 through 70. Compare lifetime totals to find your optimal claiming age.

College Cost Calculator

Project total 4-year college costs with tuition inflation and calculate required monthly savings to fund your child's education.

Mutual Fund Calculator

Calculate mutual fund returns and see how expense ratios erode long-term gains. Compare low vs high expense ratio funds.

Estate Tax Calculator

Calculate federal estate tax owed. Most estates owe nothing due to the $13.61M exemption in 2024.

Average Return Calculator

Calculate CAGR and average annual return from starting and ending values, or from a list of annual returns.

Bond Calculator

Calculate bond price, current yield, and yield to maturity. Find the present value of future coupon payments and face value.

Commission Calculator

Calculate sales commission and real estate agent commission. Supports tiered commission structures.

Home Equity Loan Calculator

Calculate monthly payments and available equity for a home equity loan. See how much you can borrow based on your home value.

HELOC Calculator

Calculate HELOC interest-only payments during the draw period and principal plus interest during repayment.

Down Payment Calculator

Calculate how long to save for a down payment and compare 5%, 10%, 15%, and 20% down payment scenarios.

Rental Property Calculator

Analyze rental property cash flow, cap rate, and cash-on-cash return to evaluate investment properties.

Mortgage Payoff Calculator

See how extra mortgage payments cut years off your loan and save thousands in interest.

Debt Consolidation Calculator

Compare your current debt payments to a consolidation loan. See if consolidating saves money or costs more overall.

Business Loan Calculator

Calculate monthly payments, total cost, and effective APR for business loans including origination fees.

Personal Loan Calculator

Calculate personal loan payments and compare rates from 8% to 24% to find the true cost of borrowing.

VAT Calculator

Add or remove VAT from any price. Supports all VAT rates with reference to rates by country.

Margin Calculator

Calculate gross margin, markup, and profit from cost and selling price. Understand the difference between margin and markup.

Discount Calculator

Calculate sale price after a percentage discount, find the original price from a sale price, or apply stacked discounts.

Depreciation Calculator

Calculate asset depreciation using straight-line, double declining balance, or sum of years digits methods.

IRR Calculator

Calculate Internal Rate of Return for investment cash flows. Find the discount rate that makes NPV equal zero.

Present Value Calculator

Calculate the present value of a future lump sum or annuity stream at any discount rate.

Future Value Calculator

Calculate the future value of a lump sum or recurring deposits with any compounding frequency.

Break-Even Calculator

Calculate your break-even point in units and revenue. Find contribution margin and see when your business becomes profitable.

Interest Rate Calculator

Find the interest rate on any loan or investment given present value, future value, and time period.

Closing Cost Calculator

Estimate home closing costs by state and loan type. Get an itemized breakdown of origination, title, appraisal, and escrow fees.

Property Tax Calculator

Calculate your annual property tax from assessed value and tax rate. Includes exemptions, monthly amounts, and effective rate.

Minimum Payment Calculator

See how long it takes to pay off a credit card making only minimum payments vs. a fixed higher payment. Compare total interest paid.

Escrow Calculator

Calculate your monthly escrow payment for property taxes and insurance. Includes PMI estimate and total PITI housing cost.

Gross Profit Calculator

Calculate gross profit, gross margin percentage, and markup from revenue and cost of goods sold. Works in reverse too.

Cash Flow Calculator

Track monthly income and expenses to calculate net cash flow and savings rate. Add up to 5 income sources and 5 expense categories.

Lottery Tax Calculator

Calculate how much you keep after federal and state taxes on a lottery win. Covers lump sum vs. annuity for all 50 states.